Best Proprietary Platform or API

  • Accern

    http://accern.com

    Accern is a predictive analytics startup that consolidates over 1 billion websites including news, blogs, social media platforms, SEC filings, and even premium newsfeeds such as Dow Jones Factiva to drive early trading decisions for their quant and hedge fund customers.

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  • Alloy

    http://www.alloy.co

    Alloy is a RegTech startup focused on helping FIs transform the digital onboarding experience for their customers. We provide a workflow management tool and API that allows banks and fintechs to safely onboard more customers online.

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  • AlphaPoint

    https://alphapoint.com/

    The AlphaPoint team has channeled its expertise and wealth of experience into architecting and implementing the AlphaPoint Distributed Ledger Platform (ADLP), a proprietary blockchain digitization and trading platform, built from scratch by the AlphaPoint team to optimize data throughput and minimize system latency. In an ecosystem focused on proofs of concept and potential earnings, we are happy to note that ADLP has been in live, active deployment since 2013 and is currently installed at over a dozen revenue-generating customers. ADLP has generated this level of traction because it has successfully resolved key bottlenecks in translating blockchain technology - initially designed for public, peer-to-peer use - into the more controlled, more demanding realm of high-performance enterprise environments. AlphaPoint's platform is the subject of 5 pending patents surrounding first-in-kind technical features that resolve said bottlenecks - relating to data privacy controls, highly-deterministic, finite state machine-based smart contracts, high throughput, ease of legacy system integration, and ease of erecting trading venues for blockchain-based assets. In the final instance, these technical differentiators - informed by decades of team experience at Tier 1 institutions - enable customers to outperform competitors by digitizing costly, slow, error-prone, and paper-intensive workflows, greatly reducing friction for launching new markets and providing a 'golden ledger' of record for any workflow or asset. This enables customers (1) to realize new sources of revenue by creating rich, liquid markets for previously-illiquid assets (e.g. OTC-traded commodities, or securities based on fine art); and (2) to dramatically reduce internal spends on outsourcing, manual reconciliation, and related low-level operational work.

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  • Anduin Transactions

    https://anduintransact.com/

    Making private market transactions simpler, faster, and more repeatable, from first handshake to final close.

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  • Apex Clearing

    http://www.apexclearing.com

    Apex Clearing prides itself on innovative thinking and is focused on empowering the digital revolution in the financial services space. The company's API ecosystem has been the launch pad for the first wave of digital wealth disruptors. It's the reason why anyone is able to go onto apps like Betterment, Stash and Robinhood and set up a trading account in less than five minutes. It's why these apps are intuitive and user friendly and quickly growing market share in the investment advisory business. In fact, in many ways, Apex Clearing is a tech firm first and a clearing custodian second. The company's technology is flexible enough to adapt and scale to clients' needs and allow them to maintain complete control over their brand and experience. And as the next wave of fintech apps arrives, Apex Clearing's platform is once again the foundation for the latest evolution in customer experience.

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  • Barchart

    https://www.barchart.com/ondemand

    "Barchart is a leading provider of market data and services to the global, financial, media, and commodity industries. Our Barchart OnDemand product is a cloud-based service for accessing and delivering market data and information through an extensive set of web services APIs, such as getQuote, getHistory, getChart and getFinancials. Our APIs also go beyond the basics of receiving current and historical quotes, and extend to news, financial data and even weather. Plus, we offer more sophisticated APIs too, including APIs for streaming real-time and delayed market data via WebSockets (direct to browsers), Java and .NET. In addition, we offer APIs for performing custom market scans and managing market alerts for price changes and technical indicators, all via SMS and email. We also provide our clients with the ability to build custom web services APIs and provide a set of free APIs (and data) to help developers and start-ups get started. Barchart OnDemand APIs and tools are publicly available through www.barchart.com/ondemand as well as GitHub and include API documentation, sample code and sample queries. Barchart OnDemand's main clients include trading and investment firms, exchanges, software and app developers, FinTech startups, and digital media providers. Run on Amazon Web Services cloud infrastructure, Barchart OnDemand allows clients to easily access an extensive amount of market data and information that can be easily integrated into front, middle and back-office software applications, in addition to websites and mobile apps. Our market data includes equity, options, index, futures, foreign exchange and fixed income markets. Barchart OnDemand is platform independent and offers direct access to financial exchanges which ensures high quality and low latency. The service, which provides unlimited scalability within the cloud, is built on Barchart's industry-leading technology that provides reliable and accurate data. Barchart OnDemand's emphasis is on developing strong client relationships and providing superior customer service and technology. With our extensive experience, diverse client base and enterprise-class service, we know market data and fully understand our clients' needs."

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  • Cazana

    https://cazana.com/uk

    Automotive big data, machine learning and predictive analytics to help customers buy and businesses work with vehicles better.

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  • Deposit Solutions

    http://www.deposit-solutions.com/

    Founded in 2011 by Dr. Tim Sievers, Deposit Solutions is a globally recognized FinTech company that is transforming the retail deposit market by means of a proprietary technology platform to the benefit of people, banks and society at large. Deposit Solutions operates the first Open Banking technology platform for savings deposits. Its APIs allow any bank to easily connect to and benefit from its groundbreaking solution, either by sourcing deposits to deepen and diversify their funding base or by offering their own clients a choice of attractive deposit products from other banks under the existing account relationship. As a result, depositors across Europe can access best-in-class deposit offers through their home bank instead of having to open a new account at another bank. Furthermore, through its B2C channels ZINSPILOT and SAVEDO, the company provides its innovation to depositors whose banks are not yet connected to the Open Banking platform. Deposit Solutions Open Banking platform revolutionizes the value chain for deposit products, one of the most relevant product categories in banking: the European deposit market is a EUR 10+ trillion market. As of today, Deposit Solutions is connecting more than 50 banks from 16 European countries, ranging from well recognized global institutions such as Deutsche Bank or FFB, the German subsidiary of Fidelity to leading app only challenger banks such as Atom bank. The company reaches more than 25 million depositors through its various channels and has mediated around EUR 5 billion through its B2C channels ZINSPILOT and SAVEDO. The rapid growth of its B2C business alone makes Deposit Solutions one of the fastest growing FinTech companies in the world. It is backed by renowned technology investors, among them Peter Thiel, Greycroft, FinLab, Valar Ventures and others. Headquartered in Hamburg, Germany, the company has more than 200 employees and operates local offices in Berlin, London and Zurich as well as local representations in additional eight major European cities. As of today, Deposit Solutions has received close to USD 50 million in venture capital in three rounds of funding.

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  • Difitek

    https://www.difitek.com/

    Difitek provides a Platform as a Service (PaaS) for building new finance products and applications. Customers can access dozens of online services through a single API, and connect them together using our Intelligent Connectivity Layer to create smart, automated workflows to manage: user onboarding, KYC and AML, deal origination, screening and approval payments, e-wallets and escrow, accounts investments and deal rooms, closing and settling offerings, secondary markets, repayment schedules.

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  • Everysk Technologies

    https://www.everysk.com/api

    Everysk is a global provider of multi-asset portfolio analytics. PortEngine, our REST API, is used by our clients to enrich their current client reporting, get instantaneous insights before trading, monitor portfolio trends, verify portfolio objectives and much more. All with just a few lines of code.

    PortEngine’s stress testing is forward looking and transitive, i.e. shocks are propagated to all securities in the portfolio. Thousands of scenarios can be easily devised with the API and efficiently computed using modern probabilistic techniques.

    Our innovative data structures enable bottom-up risk aggregations and on-the-fly, top-down factor projections to be retrieved with a single API call. All calculations are simulation-based, providing a reliable gauge of tail risks. Securities are fully repriced, capturing the non-normal behavior of the portfolio.

    Additionally, our API allows developers to compute marginal contribution to total risk, exposure analysis, user-defined volatility surfaces, analyst forecasts and many other advanced features.

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  • Evotor

    Online cash register, small-to-medium business automation solution

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  • Finicity

    http://www.finicity.com

    Finicity is a leading financial data aggregation and insight provider. We have developed over 16,000 financial institution integrations, giving us a leadership position in financial account coverage. However, what sets us apart and gets us excited is changing market and consumer behavior by providing data-driven insights that help organizations and individuals maker smarter financial decisions. Currently, we're leading the charge to speed up credit decisioning by digitizing key elements, including the burdensome and paper-laden verification of assets and income process. We're doing this by allowing consumers to permission access to their accounts, from which we're able to readily pull the required information. As a result, we free up resources, improve accuracy and reduce fraud, while giving borrowers a paper-free, hassle-free experience. The solution has been vetted and validated as demonstrated by our partnership with Experian, and that we're in pilot with Fannie Mae for Day 1 Certainty.

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  • FinLink, Inc. d/b/a Mbanq

    http://www.mbanq.com

    Mbanq is a universal digital banking platform for neo-banks, FinTechs and traditional banks supporting cryptocurrencies as well as all fiat currencies on multi-currency accounts.

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  • FinMason

    https://finmason.com/

    Launched in April 2017, FinRiverTM offers robust risk analytics, investment analytics and proprietary data sets to financial technology platforms via lightning-fast APIs. FinRiver is powered by FinMason's proprietary technology, the Algonath: the largest, most scalable independent investment analytics platform in the world. It utilizes one of the world's most extensive, full-equilibrium global macroeconomic models, ingesting 25,000 inputs and producing 1,800 factor outputs. The Algonath runs analytics on every publicly-traded security globally, including factor exposures, scenario analysis, stress tests and expected returns. Developers love us since we use a single RESTful API needing only data-request codes, security identifiers, and portfolio weights and can deliver a full analytical suite on a 50-asset portfolio in under 20 milliseconds. We can also calculate and deliver a 10,000-iteration Monte Carlo analysis in under 50 milliseconds. FinRiver is also able to return hybrid histories for assets with a short track record, facilitating past analysis on relatively young holdings.

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  • Instantor

    https://www.instantor.com/

    Instantor provides innovative online identification and financial data reports based on real-time technology, providing insight to customer’s financial situation (i.e. salary level, spending habits, payday loans, other credits and gambling etc.) over the last 12 months. This is done through a connection to the bank in which the customer is a client. This offers a fast and innovative way of conducting credit risk profiling and enables more responsible lending decisions.

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  • ipushpull

    https://www.ipushpull.com

    Data sharing and collaboration platform

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  • Lexington Law

    http://www.lexingtonlaw.com

    Lexington Law has developed industry-leading proprietary technology to help consumers reclaim the fair, accurate, and substantiated credit reports they deserve. While most credit repair services emphasize a “DIY” approach, Lexington Law navigates the credit repair process by harnessing the power of knowledge and the law to fight for their clients’ rights to good credit. From identity theft to correcting report errors, Lexington Law is the undisputed leader in credit repair. It is the only player in the category with the legal experience and proprietary technology to both advocate and drive results for consumers. It has helped more than half a million clients remove negative items from their credit reports -- more than any of its competitors. Anchored by industry-leading proprietary technology, deep relationships with the three reporting bureaus, legal assistance, and CROA (Credit Repair Organizations Act) certification, its full-scale programs offer an approach no other credit repair service can match.

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  • Overbond

    https://www.overbond.com/

    The Overbond platform enables all market participants to come together, and provides access to an extensive dealer, issuer, and investor opportunity network. In addition, the platform provides advanced data analytics and data visualization as well as end-to-end digital execution capabilities. This innovation benefits everyone in the primary bond market through higher transparency, optimised price discovery, and investor diversification - all while reducing infrastructure and transaction costs for issuers, dealers, and investors. Overbond offers more extensive features that help market participants build confidence through digital processing of information, manage relationships with larger amount of investors and issuers, and execute transactions more efficiently.

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  • PaymentComponents Ltd

    https://www.paymentcomponents.com/

    At Paymentcomponents we have developed aplonAPI™, our own API framework and is already received a 5-star rating, in the Configo Financial APIs Index and helped the Hellenic Bank of Cyprus using it, to win the “Best Digital Initiative” category, at the Banking Technology Awards 2017. It’s also the technology behind Nigeria’s latest Private ACH - ARCA and Banco BAI Europa's PSD2 project, among others.

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  • Push Payments

    http://www.pushpayments.com

    The Payments Industry needed an intelligent, unified solution with limitless scalability, that could not only adhere to the strictest regulatory measures while processing countless transactions in true real-time, but also guarantee immediate funds availability€¦so that's exactly what i built!€� - Travis Dulaney, CEO/CTO & Co-Founder, Push Payments€¨€¨ We help businesses cut cost and take control over their cash flow through instant money movement. Not near real-time or same day€¦instant. 1.8 seconds to be exact ( average real-time payments transactional speed ) The impact this technology will have on the payments industry and the world will be nothing short of monumental. Push Payments has created what is probably the only, fully compliant, scalable, secure, easy to use, intelligent and true real-time payments platform in the world. Many Fintech startups, Banks and Payments processor in the world today, are either claiming to already have or are close to having a real-time payments solution. This claim is of course false and meant to knowingly cause confusion.€¨ Push Payments is a driving force for change and efficiency that would hopefully revolutionize the industry and change how the world moves value. €¨ Understanding that we live in an on-demand world, where instant gratification is expected, Push Payments invested years developing and building one of the most highly intelligent and formidable platforms that could support the financial institutions, merchants and consumers of today, tomorrow and the future. One with limitless scalability and security previously unforeseen or imagined. What they have achieved is empowering the payments industry today and has provided the industry with the unified solution it needed to leap into tomorrow.

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  • Redtail Technology

    http://corporate.redtailtechnology.com

    Redtail Technology is the leader in Web-Based Client Relationship Management solutions for the financial adviser. Redtail is bringing next-generation technology to the financial adviser to help them better manage their client base so that they have MORE TIME, earn MORE MONEY and have MORE FUN!

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  • Rubique

    https://www.rubique.com/

    The in-house built data platform SPOT (Single Point of Truth) provides paperless approvals and ensures efficient loan distribution till fulfilment, making the process faster and more convenient. This platform is loaded with features like a lead management system, data analytics, data and AI based matchmaking algorithm, payment management, integration, cross / upsell engine, CRM and marketing. The platform has been designed with advanced technology features at every stage of the loan processing cycle to provide a PLUS factor. The add on of ‘PLUS’ is something that is carried across all platforms be it the websites, mobile app or tab. ‘PLUS’ denotes the added technology advantage we provide – one stop shop for our customers, online platform, business associate network and lending gateway to make the distribution channels convenient, matchmaking algorithm and integrations to make the processes more smoother and upsell / cross sell engine and end to end fulfilment for the partner network. Not only this but the SPOT platform shows real time status tracking of the loan, provides online training, pay-out calculation, meeting scheduler and rewards platform for the business associate network. SPOT incorporates these key features: 1. Marketplace platform: Rubique’s platform hosts product offerings across multiple product categories across Retail loans & SME finance. With tie-ups with leading financial institutions in India like banks, NBFCs and new age digital lenders, Rubique is able to offer plethora of choices to its customers 2. Credit Policy digitization & integrations: Unlike any other online platform, Rubique has worked on credit policy digitization & deep integration with financial institutions systems. All credit policies are fed into matchmaking algorithm which does the base level underwriting checks on the platform before passing them to FI’s system. a. Rubique currently has 150+ such policies digitized. With more number of digitized policies on the platform, the approval ratio of the applications passed through platform is increasing. For retail loan products, the approval ratio is around 90% and for SME policies, the same is around 60%. b. Rubique has done around 40 deep integrations with FI’s system, in this case the inprincipal approval given on online platform itself c. The online platform has other paperless-focused features that are integrated like e-KYC, bank statement analysis, credit bureau check, credit memo generation & MCA integration etc. These features further helps the consumer in making real time decisions. d. How it works: Customer details can be entered on the platform either through website/mobile application. Based on the inputs provided, customer’s digital profiling is done & its fed into the matchmaking algorithm built on credit policies of the FIs. This matchmaking algorithm does the matching between borrower’s profile & bank’s lending criteria and as output provides the best match along with other eligible offers. Once customer choses the best offer he is eligible for, additional fields as per banks application form are asked & post submission, all paperless approval features like e-KYC, bureau check etc. are triggered, and the application is sent to bank’s system for final decisioning. In case of deep integration, the in-principal approval is given online itself instantly. Post successful submission, the same is assigned to geographically mapped nearest business associate for collection of documents & submission of it in bank. Because of direct integration, the application movement can be tracked in real time. 3. End to end fulfilment: Taking a step ahead forward in distribution & adding the PLUS advantage to overall online proposition, we have reached out to influencers (like CAs, insurance advisors, financial consultants etc) and other such entities to help bring risk-averse customers, especially MSMEs, onto the platform, taking them from offline to online and also to extend end-to-end fulfilment of their financial requirements. a. Our network of influencers PAN India are using Rubique’s mobile app/extension of SPOT (Single Point of Truth), which has platform capabilities similar to that of a consumer website. 4. Efficient reporting & tracking: The in-house built data platform SPOT (Single Point of Truth) has capabilities like CRM, advanced analytics, lead management system & cross-sell engine. This central system provides detailed views on every single lead generated & fulfilled across different touch points.

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  • SDK.finance

    https://sdk.finance/

    SDK.finance is the Core Payment and Loyalty Platform wrapped into 280+ API.

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  • Terafina

    http://www.terafinainc.com

    Digital sales platform that drives acquisition of new customers by delivering consistent customer and banker experience across all channels and products

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  • Tradier

    http://www.tradier.com

    Tradier, Inc., is the industry leader in providing next generation brokerage solutions that enable Platform Providers and Developers, Digital Advisors, Registered Investment Advisors and Registered Broker-Dealers to offer trading access to the US Markets through its bundled APIs from their platforms. Tradier is the first Brokerage API company and its API offering includes Real-time Streaming Data, Account Opening & Funding, Trading, Simple Pricing & Low Fees. Tradier offers brokerage services through Tradier Brokerage, Inc.(https://brokerage.tradier.com). Tradier Brokerage, Inc. is a of member FINRA, SIPC and is a wholly owned subsidiary of Tradier Inc. To learn more about Tradier and all our services please go to www.tradier.com.

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  • TransFICC

    https://www.transficc.com

    About us - "One API for eTrading" - Low latency connectivity for banks and asset managers trading in Fixed Income and Derivatives markets

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  • VSoft Corporation; platform: Arya

    https://aryabanking.com/

    For more than 20 years, VSoft has offered platform-based services for the banking and financial services industry. Arya, VSoft’s premier product, which was launched earlier this year, is an intelligent, open architecture digital services platform for both personal and business account holders. It includes a variety of built-in features, including a full suite of cash management services and VSoft’s industry-leading mobile check deposit. The platform allows financial institutions to consolidate their online banking, mobile banking and mobile deposit applications without time-consuming and costly integrations.

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  • YapStone

    http://www.yapstone.com/

    YapStone Payments API Developer Portal

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